Specialist construction insurance solutions

The construction industry is complex by any measure. In the UK it faces an unprecedented range of pressures that make your life even tougher – whether you’re a developer, main contractor or specialist sub-contractor.

There are the operational pressures: cash flow, fluctuating material costs, labour and supply chain management, health and safety, dispute resolution and business sustainability. There are the wider market pressures: regulatory and planning changes, increasing levels of litigation, environmental and sustainable building considerations. Finally there are the macro-pressures: sustained economic uncertainty, the credit gap, budget squeezes and the impacts on both public and private capital investment. Collectively it means just one thing: Risk. And mitigating risk is our business.

We understand the unique financial, resourcing, procurement, liability, logistical and implementation risks your business faces today. Our highly qualified, construction insurance and risk management professionals will help you build the protection you need around your precise operational requirements.

Thorough risk review processes mean we get under the skin of the issues you face and ensure the effective transfer of appropriate financial and insurance risks. Whether for projects or annual programmes, we’ll help you safeguard your people, assets, balance sheet, reputation and competitive edge. In short, we’re an experienced and expert pair of hands with a reputation for innovative insurance solutions and superior client service that puts you first.

We act as advisers to industry trade bodies and associations including the likes of B&ES, CPA, FLTA,NIA and IRATA. We use the full range of Lloyd's and regional construction insurers to deliver both UK and international insurance and risk solutions that deliver performance and peace of mind.

Construction roles we typically cover include:

  • Main Contractors
  • Property Developers & House Builders
  • Demolition Contractors
  • Plant Hire Companies & Associations
  • Groundwork Contractors
  • Owner Controlled Programmes
  • Mechanical & Electrical Contractors
  • Scaffolding Contractors
  • Waste Disposal & Site Remediation Specialists
  • Civil Engineering Contractors
  • Recruitment & Labour Supply
  • Framework & RC Frame Contractors
  • Piling & Ground Engineering Contractors
  • Roofing Contractors

Our risk management and contractor/construction insurance solutions include:

  • Professional Indemnity
  • Employers Liability
  • Contract Works\Contractors All Risks Insurance
  • Environmental Impairment Liability
  • Performance Bonds
  • Third Party Liability
  • Single Project Policies
  • Delay In Start-Up (DSU)
  • Latent Defects
  • Non-Negligent Liability\21.2.1\6.5.1
  • Trade Credit

If you’d like to discuss how we can help add value, agility, performance and protection to your insurance strategy, then call 0800 612 6223 or email

Think Tank - Construction VIEW ALL DOCUMENTS

  • LOSC or BFSC?Apr 09, 2014

    In this bulletin, Mike Mitchell Head of Oval Construction outlines how to make sure you have the right Employer’s Liability cover in place for the right people. Download

  • Legionella & Toxic Mould – is your insurance bacteria-proof?Mar 05, 2014

    Mike Mitchell, Head of Construction takes a practical look at what you can do to cover your legionella and toxic mould liabilities. Download

  • Your Plant & Site SecurityFeb 17, 2014

    Eamonn Johnston from Oval Insurance Broking explains the practical moves you can make today to help enhance the cost-effective protection of your construction sites. Download

  • Let Oval help you tackle asbestos riskJan 10, 2014

    Mike Mitchell, Head of Construction at Oval Insurance Broking, takes a practical look at what you can do to nail down your asbestos liabilities and make sure your necessary protections and insurances are as airtight as possible. Download

  • UK Construction Industry – Green Shoots of RecoveryJul 15, 2013

    Are there green shoots of recovery for the UK Construction industry and if so, is the Surety market in a position to support? Download

  • Latent Defects Insurance guide for ContractorsJun 20, 2013

    If you are building any new property, a key tool in de-risking the project and a useful alternative to collateral warranties, is the use of Latent Defects insurance. It is a requirement by mortgage funders on residential builds and provides additional peace of mind to investors in commercial properties. So what is Latent Defects insurance and why could it be a better option than collateral warranties? In this bulletin, Mike Mitchell provides a quick overview and explains the key differences. Download

  • Chopping back insurance risk for timber framed buildingsApr 16, 2013

    Timber frame construction is regularly under the spotlight. Organisations like the Chief Fire Officers Association (CFOA) are keen to review Building Regulations - whereas the UK Timber Frame Association (UKTFA) is confident that the industry, in hand with the Health & Safety Executive, couldn’t be doing more to cut the risk of fire through improved site safety. Download