Extensive protection from a Commercial Combined insurance policy - Unique to Oval
We have brought together an exclusive range of flexible features in a single insurance policy for businesses.
Created by Oval Insurance Broking Limited and underwritten by some of the leading insurers in the UK, Unique brings together an exclusive range of market-leading covers and features. From rate guarantees for up to three years for financial peace of mind to a low claims rebate, we can provide your business with this exceptional level of protection in a single, convenient Commercial Combined insurance policy.
Some of the Unique features and benefits
We worked long and hard with some leading insurers to create an exclusive combination of insurance features and benefits for Unique that would provide small and medium sized businesses with comprehensive cover, convenience and peace of mind.
Rate Certainty. Unique's one, two or three year policies and rate guarantees support your business plans with fixed premium rates.
Flexible premium payment terms. Repayments can usually be spread over ten months at a fixed rate of interest - providing certainty to your monthly cash flow.
Low claims rebate. We reward good claims histories with a premium rebate of up to 10%.
No Condition of Average. We have removed this condition from the Unique policy to avoid claims payments being reduced because of underinsurance.
Enhanced claims service. We have negotiated an improved claims service with the insurers to speed-up claims settlements for Unique policyholders.
Free additional covers. Unique comes complete with free additional covers - including £50,000 for directors and officers liability.
Extended Theft Cover. Which provides cover if a non forcible/violent theft occurs or you suffer theft of a part of the building itself.
Corporate Manslaughter Cover. Providing for your organisations defence costs up to the limit of your indemnity should you be taken to court for death at work under the new company law.
To find out more about the intelligent insurance solution that only our Unique Commercial Combined policy can provide, please contact us now.